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Why purchase a Travel Protection Plan?

We strongly recommend that you purchase travel insurance to protect your trip investment and yourself while traveling. Travel insurance provides valuable coverage for things like trip cancellation, trip interruption, emergency medical / medical evacuation, lost or delayed baggage... and much more. This plan is very affordable & flexible.



Top Reasons to Buy Travel Insurance


Life is unpredictable. Some trips need to be cancelled.
With travel insurance, travelers don’t necessarily have to pay for a trip they are unable to take.

Millions of bags are delayed, damaged, or stolen annually.
Allianz Global Assistance can provide coverage to replace needed items right away.

Credit card coverage may not provide sufficient coverage for travel.
Most credit cards don’t provide comprehensive coverage that travel insurance offers and, often, only takes effect if you purchase the entire trip on the credit card. Another consideration is they typically do not provide medical insurance.

Sick happens.
Travel insurance can provide peace of mind - especially for travel outside the United States, where many hospitals request cash payments in the thousands before treatment can even begin.

Health insurance may not go the distance.
The majority of U.S. health insurance policies (including Medicare and Medicaid) don’t cover international travel. And, those that do will likely not cover the cost of medical evacuation back to the U.S. which can cost more than $50,000.

Lost or forgotten medication?
Travel insurance can provide assistance to assist you in locating a pharmacy to purchase a new prescription.

In the event of an emergency, airlines are not required to refund a ticket.
It’s ultimately the airline’s decision whether a traveler’s situation warrants a full refund of the ticket cost. Most times however, airlines will merely offer a credit voucher (the original purchase price minus a penalty fee) towards future travel.

Flight delays can add up.
It is not the airline’s responsibility to cover costs associated with delayed flights or refund money due to missed connections. Travel insurance can reimburse you for costs associated with these, including rebooking fees, meals and accommodations.

Travel Insurance provides "peace of mind"


The Travel Protection provides coverage for:

Benefits (per person) Amount of Coverage
Trip Cancellation Amount of non-refundable prepaid expenses up to 100% of the amount of coverage you select. ($100,000 limit)
Trip Interruption Amount of non-refundable prepaid expenses up to 150% of the amount of coverage you select. ($150,000 limit)
Trip delay $800 ($200/day)
Missed Connection $800
Emergency Medical and Dental $25,000 (primary)
Emergency Medical Evacuation & Repatriation $500,000
Baggage Loss or Damaged $1,000
Baggage Delay $300
Luggage Locator Included
24 Hour Hotline Help Included


Special added benefits**:
• Pre-existing condition waiver, simply purchase this plan within 14 days of your initial trip deposit.
Bankruptcy protection means you are eligible to file a claim in the event one of our suppliers including airlines and cruise lines stops service.
• Primary medical benefits, means in the event of a medical claim you may file with Allianz first, regardless of other insurance.

We strongly recommend that you cover your entire trip cost.
However, this plan allows you to purchase cost departure ONLY coverage. Refer to option 2 below.


HOW TO ENROLL: First click on the
Enroll Now link below. Scroll down and hit the red "Get A Quote" button at the bottom of the page. You will be asked your state of residency, your departure date, your return date, the number of travelers on your policy, each travelers age, and each travelers trip cost; after which you will need to hit the red "Continue" button. You will see the cost of the insurance for all of the parties on your policy along with the Benefit and Coverage allowances. To purchase the insurance simply hit the red "Buy It Now" button and provide the requested information and follow the prompts to complete enrollment.

ENROLL NOW

1. Option #1 - Full coverage: For full coverage including trip cancellation / interruption up to your trip cost, as well as the on-trip coverage input each person's actual full trip cost when requested above.

2. Option #2 – Post Departure coverage: Simply input $0 when asked for your trip cost in the enrollment process. $0 Trip Cost simply means there is no insurance coverage for trip cancellation or trip interruption. You are not insured for cancelling your trip prior to departure or during your trip.

If budget is the reason you have not purchased the insurance, you may want to consider the post-departure insurance coverage Option #2. Refer to the attached brochure or contact Allianz Insurance directly at (866) 884-3556 and refer to ACCAM #F204223 or go to www.etravelprotection.com for further assistance.

** This is a brief description of the benefits of the Allianz Protection Plan. Certain terms, conditions, exclusions and limitations apply as set forth in the Certificate of Insurance that is located under the buttons on the left of the screen.

This is a partial description of benefits. Certain terms, conditions, exclusions and limitations apply, please refer to the Certificate of Insurance for full details. Rates are subject to change.


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